Common Financing Questions

• How does being self employed affect me?

Normally being self-employed is not a problem, we have many lenders that understand and can accommodate any situation.

• What if I have had a previous bankruptcy or repossession?

We work with all types of situations that people encounter. We have many lenders that deal with these type of situations and are happy to lend a hand in getting people back on track!

• What about if I do not have money to put down?

We work with lenders that allow you to put zero down. Depending on your situation, we can figure out how to help you.

• What if I am on Social Security or Disabled?

Many of our lenders like that there is a fixed income coming in.

• How much income do I need to have?

All of our lenders have different guide lines and change all the time.

• Do you report to the major credit reporting agencies?

The financial institutions we do business with all report to the credit reporting agency.  The lenders that we deal with pull all 3 credit reports and use the best one so we can get you the best rates and terms.

• What if this is my first time buying?

We have programs for every situation even if you are a first time buyer.

• What if my trade in amount due is more than it is worth?

We have many lenders that understand if there is more owed on a car then what it is worth, and we will make sure that we structure it so the bank will understand the deal and give you the best situation possible.

• How do I buy a car after bankruptcy?

Buying a car after a bankruptcy is usually a very good thing and lenders encourage it. They understand that situations happen and want to help you get back on the right track!